Short-term health plans offer affordable, temporary coverage during gaps in comprehensive insurance. They provide flexible terms from 30 days to 3 months and may cover office visits, urgent care, and more, depending on the plan. Plans feature a range of deductibles and out-of-pocket costs. Coverage often includes access to large national provider networks.

Critical Illness Insurance pays benefits for diagnoses of conditions like heart attack, stroke, or major organ transplant. Claims are submitted after diagnosis or treatment, with payments made for approved conditions based on a set schedule of benefits. Employers can expand coverage to include cancer and other medical conditions. Benefits are paid regardless of whether additional treatment is received.